star health insurance – All you need to know about | Claims | medical insurance | Local Hospital network | Complete Review

star health insurance

Star health/life insurance is known for its trust, this insurance company was established over 15 years ago, this private company is Chennai based and provides all financial services all over India, (official URL: starhealth.in) star health is mainly focused on health services, personal and accident covers and long travel insurance. This provides policies for each and every individuals of India. Starhealth operates mainly through their trusted brokes and agents. This insurance company also have strong relationships with all banking sectors. Star health assures all its customers its policy and trust. (This company operates As Promised)  Star Health Insurance have more than 550 branches in India, which makes things lot more easier for their customers. This company is most popular and reputed and delivers always best to its customers.

star health insurance

Star health insurance Plans (Updated 2021)

Health Insurance Plans are as follows:

Recommended Plans

Senior Citizen

This plan is exclusively for all senior citizens, the best and most beneficial plan, we have provided some eligibility standards to avail this plan

Minimum Age of Entry 60 years
Maximum Age of Entry 75 years
Sum Insured Rs 1 Lakhs/ 2Lakhs/ 3Lakhs/ 4Lakhs /5Lakhs /7.5 Lakhs / 10 Lakhs /15 Lakhs /20 Lakhs /25 Lakhs

SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY

The optimum policy for seniors over 60 years of age with several advantages.

Family Plans

Minimum age of Entry 18 years
Maximum age of Entry 65 years
Sum Insured Rs. 1 lakhs to Rs. 25 lakhs

STAR COMPREHENSIVE INSURANCE POLICY

Complete healthcare protection for your entire family on individual and floater basis.

Minimum age of Entry 3 months
Maximum age of Entry 65 years
Sum Insured Rs. 5 lakhs to Rs. 1 Crore

Top-Up

SUPER SURPLUS INSURANCE POLICY

Surplus protection at affordable pricing.

Family Health Optima Insurance Plan

Most popular insurance policy with your growing family, on floater basis.

Medi classic Insurance Policy (Individual)

Minimum age of Entry 5 months
Maximum age of Entry 65 years
Sum Insured Rs. 1.5 lakhs to Rs. 15 lakhs

A favorite insurance plan with family package, health benefits and bonus options.

Star Health Gain Insurance Policy

Minimum age of Entry 18 years for adults
91 days for dependent children
Maximum age of Entry 65 years for adults
25 years for dependent children
Sum Insured Rs. 1 lakhs to Rs. 5 lakhs

Maximum benefits at affordable premiums, available for individuals and family.

Diabetes Safe Insurance Policy

Minimum age of Entry 18 years
Maximum age of Entry 65 years
Sum Insured Rs. 3 lakhs to Rs. 10 lakhs

A specialised healthcare policy for diabetic patients.

Star Cardiac Care Insurance Policy

Minimum age of Entry 10 years
Maximum age of Entry 65 years
Sum Insured Rs. 3 lakhs & Rs. 4 lakhs

Special healthcare insurance policy for heart patients with multiple benefits.

Star Cancer Care Gold (Pilot Product)

Minimum age of Entry 5 months
Maximum age of Entry 65 years
Sum Insured Rs. 3 lakhs & Rs. 5 lakhs

First ever Health Insurance product for persons diagnosed with Cancer

Star Care Micro Insurance Policy

Minimum age of Entry 18 years
Maximum age of Entry 65 years
Renewability Can be renewed for a lifetime after 65 years

A complete care policy for you and your family.

Star Criticare Plus Insurance Policy

Minimum age of Entry 18 years
Maximum age of Entry 65 years
Maximum Sum Insured Rs. 2,00,000 (for persons entering between 60 and 65 years)

Protection policy with critical benefits and special advantages.

Star Family Delite Insurance Policy

Minimum age of Entry 18 years
Maximum age of Entry 65 years
Renewability Lifetime renewability

A health insurance plan meant for families with multiple benefits.

Star Special Care (Source: https://www.policyx.com/health-insurance/star-health-insurance/)

Minimum age of Entry 3 years
Maximum age of Entry 25 years
Policy Term 1 years
Sum Insured Rs.3 Lakhs

A unique policy for children diagnosed with Autism Spectrum Disorder

Star Micro Rural and Farmers Care

Minimum age of Entry 18 years
Maximum age of Entry 65 years
Policy Term 1 years
Sum Insured Rs.1 Lakh – 2 Lakhs

The Star Micro Rural and Farmers Care caters to the needs of individuals and their families in rural areas, when they are hospitalized due to an illness or an accident.

Star Hospital Cash Insurance Policy

Minimum age of Entry 18 years
Maximum age of Entry 65 years
Policy Term 1,2 & 3 years

Star Hospital Cash Insurance Policy Provides additional protection and take care of your incidental expenses such as travelling food etc which are not covered under your Health Insurance Policy in an event of Hospitalization.

Star Outpatient Care Insurance Policy

Minimum age of Entry 18 years
Maximum age of Entry 50 years
Policy Term 1 years
Family Size Up to 6 members

We cover your Out Patient Care . You recover easy and hassle-free.

Young Star Insurance Policy

Minimum age of Entry 18 years
Maximum age of Entry 40 years
Policy Term 1,2 & 3 years

Buy Young Star when you are young. Get ceaseless protection and cheer lifelong.

Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy (Pilot Product)

Minimum age of Entry 18 years for adults
Maximum age of Entry 65 years for adults
Sum Insured Rs.21,000 & 42,000

An affordable care policy for you and your loved ones in the event of COVID-19 (novel coronavirus).

Arogya Sanjeevani Policy, Star Health and Allied Insurance Co Ltd.

Minimum age of Entry 3 months
Maximum age of Entry 65 years
Policy Term 1 years
Sum Insured Rs.1 Lakh-10 Lakhs

A simple policy loaded with essential benefits

Corona Rakshak Policy, Star Health and Allied Insurance Co Ltd.

Entry Age For Adults: 18 years-65 years
Sum Insured Rs,. 50,000 to Rs. 2,50,000
Policy Period 3.5 months, 6.5 months, and 9.5 months

Boost your immunity by adapting to healthy habits. Protect your savings from COVID 19 with Corona Rakshak Policy

Corona Kavach Policy, Star Health and Allied Insurance Co Ltd.

Entry Age For Adults: 18 years-65 years
Sum Insured Rs,. 50,000 to Rs. 5,00,000
Policy Period 3.5 months, 6.5 months, and 9.5 months

Shield Yourself Against the Invisible Threat

You can also check this url for more detailed info – TRUSTED SOURCE

Best 13 Star Health Insurance Plans Source: https://www.coverfox.com/health-insurance/star-health-and-allied-insurance-health-insurance/

LIST OF BEST STAR HEALTH INSURANCE PLANS FEATURES ELIGIBILITY
Star Family Health Optima Plan
  • Pre and Post Hospitalization – 60 days and 90 days
  • Age at entry is 18-65 years.
  • Beyond 65 years only renewals are allowed.
Star Health – Senior Citizen Red Carpet Policy
  • Pre-hospitalisation expenses for up to 30 days
  • Post-hospitalisation paid as lump-sum up to the limit specified
  • Age at entry is 60 to 75 years
Star Health Super Surplus Insurance Policy
  • Pre and Post Hospitalization – 30 days and 60 days
  • Age at entry is 18 to 65 years
  • Age at entry for children is 91 days to 25 years
Star Comprehensive Insurance Policy
  • Pre and Post Hospitalization – 60 days and 90 days
  • Age at entry: 18-65 years, for children 3 months to 25 years
  • Comes in both individual and family floater basis
Star Medi-Classic Insurance Plan
  • Pre and Post Hospitalization – 30 days and 60 days
  • Age at entry can be between 5 months and 64 years
Star Health Gain Insurance Policy
  • Pre and Post Hospitalization – 30 days and 60 days
  • Age at entry is 91 days to 65 years
Star Criticare Plus
  • Pre-hospitalisation expenses for up to 30 days
  • Post-hospitalisation paid as lump-sum up to the limit specified
  • Age at entry is 18 to 65 years
Star Diabetes Safe Insurance Policy
  • Covers Hospitalization expenses due to complications of diabetes
  • Provides Personal Accident Cover which compensates on Accidental Death
  • Age of entry is 18 to 65 years
Star Family Delite Insurance Policy
  • Pre-hospitalisation expenses for up to 30 days
  • Post-hospitalisation paid as lump-sum up to the limit specified
  • Age at entry is 5 months and 65 years.
Star Cardiac Care Policy
  • Pre-hospitalisation expenses for up to 30 days
  • Post-hospitalisation expenses incurred up to 7% of the hospitalization expenses
  • Age of entry is 10 to 65 years.
Star Cancer Care Gold
  • Pre and Post Hospitalization – 30 days and 60 days
  • Age of entry is 5 months to 65 years
Star Care Micro Health Insurance
  • Pre and Post Hospitalization – 30 days and 60 days
  • Age at entry is 18 – 65 years, from Tier 1 and Tier 2 places in India
Star Special Care Policy
  • Comes with a policy tenure of 1 year and the sum assured is Rs.3,00,000/-
  • Post Hospitalization: A sum equivalent to 7% of hospitalisation expenses
  • Child aged between 3 years and 25 years diagnosed with Autism Spectrum Disorder

star health insurance renewal – Procedure In detailed:

star health has very simple process to renew your existing policy, infact currently there is huge discount running on all star health insurance policies, currently we are providing the procedure to renew your policy, please follow this step by step procedure

Star Health Insurance Renewal

Star Health Insurance allows you to renew your health insurance plans after every 1 year, 2 year, or 3 years, depending on your policy term. It has flexible payment options that allow you to renew your health insurance plan easily in online and offline modes.

Highlights
Claim Settlement Ratio 78.52%
COVID-19 Cover Yes
In-House Claim Settlement Available
Network Hospitals 9,900+
Policies Sold 37,34,365
Renewability Lifelong
Name of Plan Sum Insured
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years Get Quotes Now
Corona Kavach PolicyMin: 1 Day, Max: 65 Years 50,000 – 5 Lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 years; Max: 65 years 50,000 – 2.5 lakh Get Quotes Now
Young Star Insurance PolicyMin: 91 days; Max: 40 years 3 Lakh-1 Crore Get Quotes Now
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years 25 Thousand – 1 Lakh Get Quotes Now
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years Up To Rs. 2 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years 1 Lakh – 5 Lakh Get Quotes Now
Family DeliteMin: 5 Months; Max: 65 Years 2 Lakh Get Quotes Now
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years 1 Lakh Get Quotes Now
Criticare PlusMin 18 Years; Max: 65 Years 2 Lakh Get Quotes Now
Net PlusMin: No Restriction; Max: No Restriction Rs. 5,000 Get Quotes Now
Star ComprehensiveMin: 3 Months; Max: 65 Years 5 Lakh Get Quotes Now
Red CarpetMini: 60 Years; Max 75 Years 1 Lakh Get Quotes Now
Diabetes SafeMin: 18 Years; Max: 65 Years 3 Lakh Get Quotes Now
Cardiac CareMin: 10 Years; Max 65 Years 3 Lakh Get Quotes Now
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years 2 Lakh Get Quotes Now
Cancer Care GoldMin: 5 Months; Max: 65 Years 3 Lakh Get Quotes Now
Star Health GainMin: 91 Days; Max: 65 Years 1 Lakh Get Quotes Now
Special CareMin: 3 Years; Max: 25 Years 3 Lakh Get Quotes Now
Family Health OptimaMin: 16 Days; Max: 65 Years 3 Lakh Get Quotes Now

Trusted source : https://www.insurancedekho.com/health-insurance/star/renewal

How To Buy Star Health Insurance Plans?

There are two popular options to buy Star Health plans. Let’s take a look at them-

Through the Company’s Website

  • Visit the official website of Star Health Insurance company and click on the ‘Buy Now” tab.
  • Fill in all the necessary details.
  • Once you have selected the plan of your choice, make the premium payment.
  • Your policy document will be mailed to you at your registered email address.

Star Health Insurance

Established in the year 2006 Star Health and Allied Insurance Co Ltd is the first ever stand-alone health insurance company in India. It offers a wide range of affordable health insurance products. This insurer has raised the standard of the health insurance sectors by providing quality and best services for policyholders from all the backgrounds. With the support of more than 290 branches in India, Star Health Insurance provides a plethora of health insurance policies that take care of all your needs pertaining to health. So if you think to purchase any health insurance plan, it is recommended to buy Star Health Insurance policy.

Advantages of Buying Star Health Insurance Policies

In spite of taking a lot of care, we cannot avoid health risk as life is unpredictable and full of uncertainties. Medical emergencies come without any warning. In such cases, health insurance policies play a key role. Star Health and Allied Insurance Company Limited in India offers a wide variety of health insurance plans. If you buy Star Health Insurance policy, you can avail a lot of advantages.

  • The company offers health insurance policies for individuals, families, and senior citizens.
  • You can renew and buy Star Health Insurance online and also can get free quotes through the company’s website.
  • This insurer has 290+ branches across India.
  • You can enjoy the benefits of cashless treatments in 8200+ network hospitals all over India.
  • The company provides direct in-house settlement and does not involve any third party for the settlement of claim.
  • Star Health General Insurance is famous for easy, fast and hassle-free health claim settlement.
  • As per Star Health Insurance policy, you can avail personalized doctor visit after getting hospitalized.
  • All the health insurance products of Star Health are eligible for portability.
  • Star Health medical insurance offers lifelong renewal option.

Source: https://www.gibl.in/star-health-insurance/star-health-insurance-plans.html

Latest News update Regarding Star health insurance:

  • Star Health gets ready for IPO, eyes $3 bn valuation Chennai: Westbridge Capital and billionaire investor Rakesh Jhununwala-backed Star Health and Allied Insurance has kick started the process
  • Now is the time to bring in regulation for healthcare sector …
    Mirror Now Dailogues with Vinay Tewari: Anand Roy, MD, Star Health & Allied Insurance shares insights on the changes in health insurance
  • Want To Buy Rs 1 Crore Health Plan? Here Are Options For Middle Class
    Digit has super saver Rs 1 crore policy and they are charging Rs 2,092 per month. Star Health Insurance has a star comprehensive Rs 1 crore
  • One year of COVID-19: The tale of unsettled health insurance claims
    … seeing nearly 150 daily claims from Maharashtra since February,” says S Prakash, Joint Managing Director, Star Health and Allied Insurance.
  • Short-Term Health and Agents Star at House ACA Hearing
    H.R. 1796 could provide $200 million in state health coverage enrollment tech funding. Dean Cameron made a strong case for carefully designed
  • IPO gold rush: Why analysts are optimistic about 13 BFSI firms going public
    Some of the IPOs like LIC, Star Health Insurance, and National Insurance Company, are expected to get better response compared to others
  • Non-life Insurance Market is Booming Worldwide with ICICI …
    … Limited, Star Health and Allied Insurance Company Limited, Tata AIG General Insurance Company Limited, IIFCO Tokio General Insurance.
  • Thurman board says supervisor improperly gave health …
    … repayment of money spent on insurance for Shepler’s secretary, because there was no resolution passed to provide health insurance.
  • Star Health Insurance aims premium collection of Rs 10,000 crore in FY21
    Standalone health insurance player Star Health and Allied Insurance Co Ltd which has been growing at a rate of around 45 per cen

 

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